Home Ownership is Still the American Dream
Let's Not Let It Slip Away
We Need Housing Policies That
Make Americans Feel At Home
Homeownership has long been a cornerstone of the American dream, yet rising housing costs and stagnant wages have made it increasingly difficult for many families to buy their first home. Without targeted policies, younger generations and working-class families risk being locked out of stable housing markets, perpetuating cycles of renting and financial insecurity. Helping first-time buyers isn’t just about fulfilling a dream—it’s about creating pathways to long-term wealth and stability.
When more people can afford their first home, neighborhoods thrive. Homeownership fosters community engagement, strengthens local economies, and provides families with a sense of security that renting often cannot. Policies that reduce barriers—such as down payment assistance, fair lending practices, and affordable mortgage programs—are essential to closing the gap and ensuring that every American has a fair shot at building a future rooted in stability and opportunity.
America Needs First-Time Homebuyer Policies
Building Stronger Communities Through More Ownership
ACTION CENTER
America's housing market will not fully recover until leaders in Washington enact policies that:
encourage more housing inventory
minimize obstacles for qualified home buyers
lower inflation & interest rates
Visit Our Action Center, where we help clear the air on Washington's latest ideas, and help you connect directly with your Representative or Senator to make your voice heard.
Latest
News
Trouble at Fannie & Freddie - how does that impact home buyers? American Banker, 12/10/2025
FHFA's Bill Pulte Rankling Top Admin Brass with His Tactics WSJ, 11/15/2025
Trump's Team Takes a Good Hard Look at Clearing Up Biden's Fuzzy FHFA Policies, RealClear Policy, 12/05/2025
The Main Culprits in the Rapid Rise of Closing Costs, and How Consumers Can Fight Back Inside Sources, 12/07/2025
Homebuyers, more than all other stake holders, deserve a lending industry that uses the most accurate and predictive credit score.
Trump hoping to appoint a new FED chairman who will aggressively lower interest rates and help kickstart the US housing market.
Top lending and financial experts weigh-in on Trump's proposal for a 50-year mortgage and how that may help first time home buyers.
COMMENTARY
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